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Old 01-10-2014, 06:20 AM
bimmertl bimmertl is offline
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Quote:
Originally Posted by GatorFan View Post
Pensions, social security, annuities, Ira & 401K's are some of the judgement proof assets in Florida.

CDs, Stock, Bonds, Savings & Checking Accounts, Rentals are some of the assets that are not judgement proof in Florida.

This is a conversation you should have with a professional financial agent or your property casualty agent to determine what your liability exposure is and how much coverage you should purchase.

Judgement proof means they can not be touched if someone gets a judgement against you. Unsafe investments can be taken.
You are most likely referring to the bankruptcy exceptions available in Florida. These items are "protected" from seizure by creditors if you file for bankruptcy. If a large judgment is granted against you, you'll need to file for bankruptcy to protect those exempt assets. Most likely something you wouldn't want to do.


Florida Bankruptcy Exemptions, Ruff & Cohen