Talk of The Villages Florida - View Single Post - Umbrella Insurance Policy
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Old 01-10-2014, 03:13 PM
784caroline 784caroline is offline
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Quote:
Originally Posted by Bavarian View Post
If you have a $1 Million umbrella can they still get your assets over the umbrella limit? Or can they get both?
From a technical point, the answer is YES....if you have $2 million in unprotected assests, any lawsuit could go after the $2million and that would include your assests above the $1milion coverage. That said in reality it is very unlikely it would ever get to that point. It would have to be a fairly major incident that you were involved in for any judgement to reach that level..