This is a wonderful list! Thank you Quirky3.
Number 3 is my worst regret followed by 9, 10 and 15.
Perhaps one might add #38. Not moving to The Villages sooner.
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"No one is more hated than he who speaks the truth." Plato
“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
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