Talk of The Villages Florida - View Single Post - Double digit increases in home owners insurance
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Old 01-22-2014, 09:14 AM
PJOHNS2654 PJOHNS2654 is offline
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Default Insurance Shoping

Quote:
Originally Posted by PJOHNS2654 View Post
I just got my renewal. It went frfom $970 to $1,134.00 and this is for a Condo (inside the wall coverage only). I did have a water damage claim three and half years ago.
My original policy was renewing for $1134.00. After much research and shopping I have found a new agent and a new Insurer.

I have been quoted $584.00 with a wind mitigation discount of $139.34. the coverage is basically the same (see below) as I had with the $1134 quote.


Coverage and premium discounts
Coverage's
Dwelling Coverage $107,000
Personal Property $50,000
Loss of Use $20,000
Personal Liability - Each Occurrence $300,000
Medical Payments to Others - Each Person $1,000
Hurricane:
All Other Perils:
$1,000
$1,000
Deductibles:
Discounts
Fire Protection (Sprinklers)
Secured Community
Senior/Retired Discount
Roof Deck Attachment
Roof Wall Connection
E-Policy (Paperless)
Additional Coverages Included
Replacement Cost on Contents
Fungi,Mold,Wet/Dry Rot Included $10,000
Loss Assessment $2,000