I think one needs to know the specifics of their policy coverage, and then go shopping for a better rate.
I just moved here and one company wanted over $900 and then I found another agency, that had the same coverage for $670, saving $230.
You need to compare apples to apples, when inquiring about rates.
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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