This is what a filter looks like after 10 months of use, (bottom pic) all the brown discoloration you see is what was trapped by/in the filter, so you are drinking, bathing, cooking and if you have a pool, swimming in this nasty stuff.
This is why a whole house filter WHF is something to consider here in TV.
It's not the water hardness you need to concern yourself with its the contaminants. Water softeners do not clean the water or remove chlorine.
More info
here
About hard water which is harmless and a kinda a waste of money to install equipment to soften it.
read more about the myths of hard water.
Nova triple cartridge with pressure guages