Quote:
Originally Posted by Cedwards38
Never fall in love with your homeowners or auto insurance policies. Always be shopping and always be ready to switch.
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That has become a way of life since here in FL for the past 10 years.
My prime criteria in seeking coverage is a local agent, name with a face. Too mnay companies, like State Farm have grown too big and have lost the customer is king attitude.....a disease that is quite prevalent here in TV due to the sheer volume tha is brought to many businesses by TV expansion.
Another point to make is depending who one insures with and who their re-insurers are affect their rates. If one is with a high claim rate re-insurer, increases are a way of life....with no additional service or coverages....and in some cases increases with select coverage reduction or elimination.
The State Farm comment that had me laughing in their face here locally was we can get our premium to be more like what your used to having, all we need to do is reduce the coverages!!! No Thanx State Farm.