[Joshua A. Love]

Originally Posted by angiefox10

This post is correct. Kitty is absolutely right. You have to have credit. In fact.. that was what I would actually talk about. Credit and credit scores. We had credit... when the interest was less than what we were making on our money. Any time a company would offer "free" credit... We took it! 2%??? Easy call! Good credit scores means you can take advantage of all of those deals... you won't get them with bad credit.

We lease our vehicles. We don't keep vehicles longer than a couple of years. It doesn't pay to buy them. And for those who would say they drive too many miles... You pay for the miles either way.

As to buying a house.... I agree with Kitty. We bought our home. But there is a different way of thinking now. The paradigm today is rent. Things have change since we were your age. We would go into our jobs/professions for life. Now.... not so much. Kids today need to be mobile. They need to be able to move to get the big break. "They" are telling young adults to not be so "tied down". Travel light.

To the person who said to invest in yourself! Wow.... Big applause to that! Even to invest in how you look! That young person dressed one level above his/her level... Will be promoted first. Don't just stop at education.... Studies show... even your weight will make a difference in your success!

So much good information on this thread... I agree with the person who said they wished they had done this when they were younger... But we didn't have the computer then.

Good luck... I wish you well...

Wow.. Thank You