How do you determine how much to insure your home for??
For Home insurance purposes how do you determine the value of how much dwelling insurance you should carry?? 1) Purchase price, 2) Purchase price minus land value, 3)total Square footage which include Areas under heat/ac plus garage, 4) Only square footage under heat/ac and garage is additional structure, or 5)let the insurance company arrive at a "replacement cost" for you to insure????
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