Quote:
Originally Posted by JourneyOfLife
I read some of the other threads on property insurance in central Florida. I have some questions about water damage, including flood insurance. Hopefully some of you can share some insight.
1) What sort of water damage coverage do you have on your home owners policy?
2) Do you anticipate that home insurance in central Florida will continue to rise (more than the national average)?
3) Do people in central Florida typically need/buy flood insurance?
4) Some may have flood insurance, what is the cost in central Florida? Are the premiums going to go through the roof?
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Water damage claims that are directly covered result from plumbing problems or leaky roofs
Water damage from flood are not covered by HO and you will need to look at a Fed program