Quote:
Originally Posted by VICAR OF DIBLEY
Hi, We have two different types of travel insurance. The first one is what most people purchase (we get the premium policy). Due to the business I am involved in we travel a lot including over seas.
There is an insurance policy that if you need to be evacuated out of a country and need the assistance of medical care during the transportation process (via plane) you are covered. If you have to pay for this type of medical evacuation you would not receive much financial coverage from regular travel insurance.
If you have any concerns about needing the above coverage I would certainly buy this policy.
Just my thoughts and what we do.
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I'm not sure how this policy differs from what my neighbor had. His net cost was zero, but only after he fronted the huge upfront expense and then when he got home filed a claim to be reimbursed. Are you suggesting that some policies will negotiate directly with the air evacuation company so that they will perform their service and bill it directly to the insurance company? It seems that you are still at the mercy of the service provider in some obscure foreign country willing to take it on faith that they will be paid by the insurance company in, what is to them, a far away foreign country.