I'm not sure how this policy differs from what my neighbor had. His net cost was zero, but only after he fronted the huge upfront expense and then when he got home filed a claim to be reimbursed.
One of the major differences in the policies is the total dollar amount that the policy offers. The cost if someone needs to be flown home with the need of a physician is way more than this policy will cover. Cost is also dependent on country of origin.
Are you suggesting that some policies will negotiate directly with the air evacuation company so that they will perform their service and bill it directly to the insurance company? No.
It seems that you are still at the mercy of the service provider in some obscure foreign country willing to take it on faith that they will be paid by the insurance company in, what is to them, a far away foreign country. I personally have had medical services for an extensive period of time in a third world country. Payment for the services I required were not requested until the day I was discharged.
The services required by an individual are already negotiated by the company prior to the services being offered. This is the same as the company being spoken about in this thread.
What we are discussing between the policies is the type of services someone will need if they are injured and/or become ill.
Feel free to email me if you want specific information.
Today 03:56 PM
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"Travel is fatal to prejudice, bigotry and narrow-mindedness" - Mark Twain
Vicar of Dibley
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