All of you guys are awesome!!! You have answered so many of my questions. The one thing I didn't realize was that we couldn't customize the new homes. That may be a problem. I have several options I want and I would like a small pool. I guess we'll have to wait till we visit what's available.
There was one question as to whether the bond could be deducted on tax return. I'll definetely would like to know. Another person made a good point as to not getting the cost of the bond back if you pay upfront when selling the house. That was a good point. On the other hand, I'll hate to be paying interst on it. Our plan is to use the money from our present home to buy home in Florida and pay cash.
I'm so glad I found this forum. I'll be reading it every day if I get a chance when not at work. Thank you again.