Quote:
Originally Posted by jrdonn
Hi,
I am new to the forum. We are from the Cleveland area and would like to buy a place before I retire in October this year (2014). My mom and dad have lived there for about 14 years. We are so very impressed every time we visit that we would like to make TV our new full time home.
I bought the eBook "Do not even think of moving to the villages without reading this first". The eBook have some very good tips and considerations.
I would like any advice from those who have been there and done it.
I have a home in Amherst Ohio that is paid for, my original plan was to sell our home then put our belongings in storage and look for, and buy a new home.
I am thinking I want to have a place to move into in the fall when I retire. I would like to come down this July buy a new or pre-owned home and take out a mortgage and when our home sells we can pay off most of the new mortgage.
I am changing my original plan for these reasons. We will have an address to send our furniture and belonging to and won't have to put things in storage then have to have it all moved again. If our home does not sell by winter, by the way this has been the most brutal winter I can remember and I don't want to be here for another miserable winter.
If I wait to buy after our current home is sold I would probably save some money on a larger mortgage that I can almost pay off with the proceeds. Also if our current home does not sell by next fall/winter we have a place to live next winter.
What pros and cons do you have for waiting to buy in TV until our current home is sold or should I buy this summer and move in the fall whether or not our old home is sold. I can afford a mortgage on the new home until the old one sells. I figure I will have to have to carry a small mortgage after the old home sells.
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Consider starting your downsizing now, with garage/estate sales, donations,consignment, Craig's List is terrific etc. Really be tough and keep only the things that make your heart sing or you use all the time. Get a great SELLING R.E. agent now to guide you on what to keep to stage your house for the fastest sale. Less is better when selling and you may need space to bring in some really great staging items. Everyone has brought too much that just doesn't fit or isn't needed to theTV, because it was easier to pack then make a hard decision.
There are terrific resale and consignment stores down here for high quality furniture and decor. I furnished my entire 3 bedroom home from scratch with Craig's List furniture. It was so much fun. The decor is new to us and we saved a lot by not shipping our things cross country. I have a super resonable moving guy who picked up things for me in Tampa, Orlando and Odessa. Let me know if you need his contact information.
Good Luck you will get through this, just bite off a chunck each day. Cheers