Quote:
Originally Posted by robertj1954
This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.
I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.
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My broker said she prefers stand alone policies as they give you much broader coverage. home owners endorsement may not cover underage drivers, off premises (may be you community, read the policy) use wtc.