[PaPaLarry]

Originally Posted by l2ridehd

There are a few ways that you can enhance your chance of remaining safe while still using credit cards and protecting your identity.

1. As mentioned, freeze your credit reporting at all three agencies. It can be a bit of a pain if you apply for credit, car loan, mortgage, or any other loan, but still worth doing. Doing this is even better than hiring a credit monitoring service.

2. Have at least two credit cards. One used for in person purchases only and remove those three digits from the back of the card. Another that you use for online purchases only. Do not even carry that card with you.

3. Try not to let the card leave your presence. Hard to do in restaurants, which is why I almost always use cash there.

4. Set up e-mail notification when your card is used for online purchases and for purchases over a certain limit. Usually $100.

5. Check your online card statements at least monthly, better weekly.

Follow these 5 steps and you will reduce your risk of identity theft and credit card fraud.

Great information!!