Talk of The Villages Florida - View Single Post - Affordable Care Act (hope not political)
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Old 03-11-2014, 07:09 AM
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BarryRX BarryRX is offline
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Quote:
Originally Posted by blueash View Post
Let me repeat what others have said if it was not clear. You do not need to send any documentation to the government of your job history or any medical or psychological issues you have ever had. If you are looking for health insurance coverage it absolutely is available to you no matter what needs or jobs you have had. Private insurance companies must accept you. The rate you will be charged depends on the particular plan you select. The better the coverage, the higher the cost. The only factors other than that are whether you smoke (tobacco), and your age.
If your income is low you will also qualify for a subsidy where the government will pay much but not all of your insurance cost. Due to a decision by the Florida governor and legislature there is a small window where you may make too much to qualify for Medicaid but too little to get the subsidy. This is a very unfortunate situation for those stuck in that window. The website Healthcare.gov is working well and will guide you through the choices. There also are in person "navigators" who will sit down with you to do the same if you want that help. I know that at Langley Health Services in Sumterville there is someone there almost always, by appointment to help. There have been navigators here in the Villages at some meetings but I don't know if that is currently an option
Great post and absolutely correct. Let me add that if you have any trouble navigating the web site, you can call them at 800-318-2596 and they will do your application over the phone.
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