The younger generations would be wise to start planning a nest egg, in their twenties as 35 % percent of the present population, hasn't saved anything for retirement.
My son isn't planning for SS to be there when he retires, so he saves his own retirement funds.
I don't agree TV will be a ghost town. After all, we will leave our houses to them, when the big guy calls us home.
It doesn't pay to be stupid about money.
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"It doesn't cost "nuttin", to be nice". 
MOM
I just want to do the right thing! Uncle Joe, (my hero).