Talk of The Villages Florida - View Single Post - My retirement conundrum
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Old 03-23-2014, 08:52 AM
Madelaine Amee's Avatar
Madelaine Amee Madelaine Amee is offline
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Quote:
Originally Posted by RayinPenn View Post
A funny thing happened on January 21, I turned 59 and 1/2. To the financially savvy set that number has significance as in penalty free withdrawals from 401ks and IRAs.
For me it is just another reminder that my working career is nearing its end. I field the occasional "so Ray when are you going to retire?" More than anything the stiffness in my knees when I try to get up after sitting in my cube for a while also reminds me I am old.

My conundrum
1. The golden handcuffs - The 'pile' grows at a very healthy rate. So much so that staying another year could fund a 2 year graduate degree at a pricey university or help the kids get off to a better start. (yeah I know I am fortunate)
2. I often enjoy my work any my contribution is recognized. (As I walked out the door the other night a colleague said We found more problems using your algorithm.) Old man true but also highly technical.
3. 3 years until #2 graduates HS
4. my brother retired at 51 and passed not 2 years later. I would like some time in the sun.
5. It is official I detest winter and the cold.

There is no bell that gongs when it is time...
I think you have really answered your own question, i.e. "You like working", "your work is appreciated", "the compensation is excellent".

Look at it this way - winter is coming to an end. You are going into a beautiful long summer - that almost gets you through another year! Put up with another winter (which may be much better than this past one), work through another great summer ----- and then retire if you still want to!
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