The time vs money conundrum .... you can't buy time but will you have enough money to live comfortably in your retirement years?
I had the good luck to have a chance to retire early just before 51 even though I would take a substantial reduction on what my pension would have been at 55. Did the calculations, determined I could afford it and never looked back. Those 4 early years of retirement were much better for me that 4 more years of work. I enjoyed my job/work but it was taking a toll. Hopefully, those 4 less years of work will add at least 10 years of longevity. But....you never know.
Time vs money/job satisfaction .... only you know what the right answer is for you.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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