For many years I was responsible for (among other things) retirement administration for a large company. Not once did anyone come back and say they retired too soon, and unfortunately way too many of those who kept on working " a few more years" passed away shortly after their retirement, never having had the chance to enjoy themselves. It's a very personal decision and only you know the best answer for you; my vote is retire as soon as possible (which I have done, and am now loving life in The Villages. If you feel the need to "work" there are many meaningful volunteer opportunities in TV.
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