My conundrum isn't about having sufficient funds to retire, (even with 1 and 3/4 college educations to fund) We have always lived simply and been savers.
This is about going beyond providing a 4 year degree, a new suit and a hearty "go forth and prosper"... (Which is by the way pretty wonderful). This is about:
- 1 years work facilitating starting off adult life with a paid for masters from a private university or a huge downpayment on that first home. I guess this is really about building the estate...
With an MBA in finance and an MS in Taxation I do not need a financial planner. Many offer just plain awful advise or are looking to sell you a high commission product. Its sad.
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