Quote:
Originally Posted by Abby10
Skyguy, you make a very good point here. This is one of the biggest problems I see with this system. Many of the enrollees (like the entrepreneurs that I mentioned in an earlier post) are younger men and women. They signed onto ACA thinking that they will get a better deal and instead end up with these astronomical deductibles. Actually, most that I have spoken to said they are more like $6000 and up. Therefore, because they are relatively healthy, they pay premiums every month, but derive no benefit from it because more than likely they will never utilize services beyond their deductible. They would have been better off to keep their former plan, if only it was allowed. NOW, for those with pre-existing conditions like Chi-Town mentioned in a previous post, ACA was certainly a positive and I am happy for those people who have benefited from that. But that could have been achieved without hurting so many others in the process.
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I was going to refrain from this thread but i have to weigh in in support of the above. My young adult children both lost their very affordable insurance because it didn't have "sufficient" pharmaceutical coverage and to enroll in ACA it would double their premium and double their deductible. We ended up with more expensive insurance which will work for a year while we come up with a new plan based upon where ACA is then.
I agree there is a need to cover those who are not able to obtain coverage but the ACA plan is simply not well thought out. I also agree that if the only way you could get the votes to pass a law is to lie to the American people and undoubtedly many in the congress, something is terribly wrong.