[Avista]

The article continues, " Golf carts aren't manufactured to go faster than 20 mph for a reason: the brakes, tires and steering are all designed to handle only up to 19.5 mph. said Mike Tucker, fire chief of the District Public Safety Department. At higher speeds, they're not just a lot less safe, they're dangerous.----If drivers want to exceed 20 mph, they need to purchase a low-speed vehicle, which is equipped with hydraulic brakes and a stronger suspension system that make it safe to operate at higher speeds.

He went on to say a golf cart may be covered on the operator's homeowners policy whereas a low speed vehicle must be covered on an auto insurance policy and it must be registered as if it were an automobile.