Insurance is not the place to save a little money by grabbing the cheapest package available.
Golf carts driving in city streets and car/truck traffic--not on golf course turf which makes a much softer landing and has no cars/trucks to get run over with when getting thrown out--are a whole different animal.
And older drivers tend to go into higher-risk rates with age making them higher risk, and it probably figures into rates for golf carts with TV type of usage, too.
The first insurance to buy is SEAT BELTS, for about $125. And buy the best insurance coverages possible.
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