Talk of The Villages Florida - View Single Post - Bond
Thread: Bond
View Single Post
 
Old 04-28-2014, 10:12 AM
784caroline 784caroline is offline
Soaring Eagle member
Join Date: Jul 2007
Posts: 2,436
Thanks: 0
Thanked 6 Times in 6 Posts
Default

Quote:
Originally Posted by Challenger View Post
If purchasers are not being informed that the total compensation for the home is in fact the purchase price plus the unpaid bond , I believe that the are in fact being misled. Im surprised that this issue has not been litigated.

To say that a $200,000 price with a $15,000 bond balance is cheaper than a price of $215,000 with no bond is intentionaly misleading, unethical and in the case of representation by real estate professionals and appraisers, probably actionable.
Most people after spending some time looking for Real Estate here in The Villages quickly realize what a Bond means and how it is to be paid. I think few people, if anyone, are being misled. However it does not change the fact that the initial cash outlay to buy a $200,000 house with a $15K bond is cheaper than a house costing $215K with no bond. Also when you are looking at comparable houses...the $215K house will appear more expensive because you will need more money to get in it and the $200 K house will most likely sell faster...UNLESS the $215K house seller agrees to a lower price thus negating the benefit of paying off his bond early.