You can't refute the statistics given in this presentation. However, the fact remains that the government wants people to hold off because they know the fund is going broke and as usual they are trying to kick the can down the road.
I agree the payout should be one consideration but it has trade offs. A person could wait until age 66 for more but the issue of morbidity and mortality come into play. Another factor is a person's attitude concerning retirement. some folks just don't want to retire.
Each person has to weigh their particular circumstance and the answer they arrive at is the right one for them
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