I am 61 will be 62 in September and plan on taking it then. We are more than comfortable now but I watched my parents, they were more than comfortable also. They retired at 57, lived a good life, did what they wanted, were in good health. When they turned 80 they still had pretty good health and money was not a problem they just did not have the desire to do much, not that they were not happy, they were. Just did not feel like spending the money, didn't feel like traveling much any more, would rather stay home than go out. So we are taking SS ASAP spending it while we feel like it, both our parents lived past 85 so we have a good chance at 80 plus. Our next big plan is to do a 4 month world cruise before we are 70 and SS will help that.
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