Quote:
Originally Posted by BogeyBoy
Eight of the 10 most expensive
hurricanes ever to make landfall in
U.S. history have had at least some affect
on Florida, causing in excess of $60 billion
(constant 2005 dollars) in insured losses
(hurricanes Andrew 1992, Charley, Frances,
Ivan and Jeanne in 2004, and Katrina,
Rita, and Wilma in 2005).
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At the same time, no hurricane has made landfall in Tampa Bay in ninety-three years.
In addition, my home is located on a high inland ridge where emergency relocation shelters are located, far from tidal surge areas.
Shouldn't actuarial tables take this into account when setting insurance rates on my Tampa home?