Go with what you like and can afford. After 12 years here I have seen both stucco/block and frame hit by tornadoes and both had a lot of damage. I have also seen the aftermath of a lightening strike to a frame and a block/stucco home and both were pretty gutted and had damage to the structure. As far as hurricanes where were at w'eve had some wind that's it. We have termite protection that's not that expensive not a problem House was treated well when built. Pressure washing the siding again $70 twice a year includes my big bird cage and a tip for they guy. I have seen stucco/block homes that could use a washing for mildew and depending on how long you live here may need to be repainted.
We initially looked for stucco but ended up with a frame because the price was right for all we got, haven't regretted it once in all our years here
Enjoy the search for your dream home!