I found out something interesting regarding buying handguns in Florida. Anyone who has a DD214 (Armed Forces Discharge) can get a Concealed Carry Permit just by paying a fingerprint fee and processing fee - about $115 total. No test, no skill in firing. Figure that most of the vets in The Villages had active service over 40 years ago.
Once that permit is issued, you can go out and buy and take home a pistol that same day. No waiting period.
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