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Originally Posted by Carl in Tampa
1. Dave Ramsey, the financial consultant, would applaud your abstention of using credit cards. Using credit cards is a pathway to overwhelming debt for many people. I tried to buy one of his books on his web site using a credit card and discovered he won't accept credit cards.
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I have listened to him on the radio from time to time and I think he provides a good public service by encouraging people to be debt-free.
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2. You might want to re-visit your car dealer's advice about only using Shell gas. That might have been in the era when Shell was one of the last brands to introduce ethanol into their gas. Gas without ethanol provided more power and was less likely to damage components of your engine. Alas, those days are over, Shell has 10% ethanol like all the others and is often more expensive per gallon than competitors.
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This was in March of 2012, it wasn't that long ago and they already had ethanol in their gas.
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3. Your analysis on privacy is quite accurate. A person who uses credit cards and a Smartphone is very easy to track, including pulling up surveillance video of their movements.
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Yes, and it could potentially be used against citizens in the future if the wrong people come to power. It may sound far fetched now but you never know what might happen in future decades.