VPL, I have a good friend who insisted on paying cash for everything. That is until he retired and he and his wife wanted to travel a lot. Do you know how difficult it is to do much traveling without a credit card?
He broke down and got a credit card. Now he sometimes travels for FREE because of the rewards points he gets for using his credit card. But to each his own---like you said----we are retired now and have plenty of time.
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Most people are as happy as they make up their mind to be. Abraham Lincoln
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