1989 San Francisco earthquake -- in the City at my office on the 18th floor. Truly an awful experience. Beady, glad your hubby got off. I had a friend who was on a motorcycle and managed to maneuver his way through the Cypress structure when the quake first started.
A couple of tornadoes when I was a kid and Dad was Stateside (Army/embassy duty) in Kansas.
Sandstorm in Saudi Arabia when I was a kid and on I-5 in Southern California that blasted the paint off one side of my car.
Typhoon in Hong Kong (also a kidling).
Blizzard in St. Petersburg (Russia, not Florida :joke
, again a kid.
Two fires -- one in Kentucky when I was young and the Caldecott Tunnel fire in Oakland, CA, that caused several deaths and was a true inferno. Fortunately, I was just entering the tunnel when it occurred. My car was destroyed but I managed to get out.
Two mudslides -- one in Malibu when I was visiting a friend. The other was a rock/mudslide in Big Sur.
Probably a couple of other natural disasters I've forgotten to mention. Hands down, the worst natural disaster, though, is my bedhead days. Nothing like serious bad hair days to make you sit and cry. ;D