Thanks everybody. I so knew I would get some great feedback. I am learning as I go. I do have a 401A (work for medical org.) and 403b. I know I need to get more aggressive with those two. I don't have a large amt. of money here but it's all I've got and I figure I need to get educated, and then, "on the stick", as they say. Also have a small sum I'd like to roll over into a Roth IRA; just trying to determine who to give it to at this point.

Again, thanks for all the good advise. SteveFromNY, thanks for sharing your experience with Ameriprise. I also have a few contacts to make, one is Vanguard, the other T.Rowe Price. Dicky: Just learning about Morningstar. Thanks for reinforcing that piece.

VillageKahuna: Thanks, your posts are always so informative. I was hoping you would pass some wisdom my way.

Regards, A TV Wannabe, Willabe someday.