efrahin: A Club for financial learning would be great. Can;t believe there isn't one in TV yet. Isn't it something, as a friend told me, that we spend months researching the new car we want, what kind of dog we want, we even research and get educated before we buy a vacuum cleaner, but we (some of us) procrastinate and fence sit about who takes care of OUR SAVINGS and don't like to take the time to do our homework. I'm talking mostly about me here, but can anybody relate? Better late than never, I figure. Thanks for the great idea for a new club, if there isn't already one. I will certainly join once I get to TV. Of note, I'm 54 and can't wait to get there and kick up my heals (saw the thread about age groups at TV).