We use Thomas Insurance. The guests complete a form asking their name, address, birth date, license number, and if there were any moving violations. The form is submitted to the insurance company and they are added to our policy during their tenancy. They do not get the keys to the golf cart until we have documents from the insurance company they have been added.
Our contract with the guest has an addendum listing the deductible and what the consequences are if they are in an accident while using the golf cart. The addendum is signed by the guest. Would this hold up in court? We have no idea and hope we never have to put it to the test. It simply gives us peace of mind when strangers are tearing around The Villages using our cart.
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