Do like we did when we bought our house. It was the advice from our Financial Adviser and our Accountant. Pay the minimum down payment required then finance the rest. Get your Financial Adviser to automatically withdraw the payment from your IRA every month and direct deposit it into your bank account. Then do a direct payment from your bank account for the motor home. This way, you are only withdrawing a minimum amount every year and it keeps the taxes very low and your money should grow more than enough to cover the payments so you never miss it. Our house is like we got it for free. Hope this helps.
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