Older people make this mistake so many times as they enjoy being debt free. It is a simple net present value calculation depending on your cost of money. That being said if the motor home was 100,000 the difference would likely be only 2 to 3 thousand dollars difference at most or if one was to live 85 years it would cost 9 cents a day. So do what you feel is best and enjoy your travels but if every penny counts you should finance it for many reasons that would be revealed in a NPV calculation.
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