I like the classic formulation regarding inheritance, "Leave your kids enough that the can do anything! but not so much that they can do nothing!" Wish I knew the attribution. Like I said above, unless we live far longer than expected (given current health and family histories) then we will be leaving a little too much for their own good. Even if we linger into our mid- to late-90s then we will be leaving them our home and possessions, which will liquidate to no small sum. Of course, something catastrophic could happen to deplete our funds and all we leave the kids is the junk we couldn't pawn and a fat reverse mortgage!
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