Are you kidding????? So, you are 59 and want to retire in three years. You stated that you "don't have enough saved up yet". If so, then why wouldn't you want to work three additional years and retire at 65, or 67. You seem to indicate that you are in good health and can still work. You will be receiving a larger Social Security check to add to the household income.
You want to live in The Villages and enjoy the lifestyle, I presume purchase a home here, while your husband is back home working his butt off making money and keeping the health insurance that his job provides?? You just increased your monthly expenses by purchasing a second home and all the money that goes into upkeep of two residences.
IMHO you should re-think this idea. Sounds very selfish to me.
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