Quote:
Originally Posted by ValerieJo
A little embarrassed but OK, I'm going to be brave and ask my questions in hopes that someone can offer some advice/ideas I've not thought of.
Some 20+ years ago when I married my husband, the thought of our age differences at retirement was never even a thought. Well here it is all these many years later and I'm starting to plan for retirement.
Here's the kicker -
I'm 59 and my husband is 51. Yes, I'm 8 years older than him. My plan is to retire in 3 years. The problem is there is no way my husband can retire in 3 years as we just don't have enough saved up yet, plus we need the health insurance his job provides. We are hoping he'll be able to retire at 59/60 or at least work part time to pay for medical insurance. (I'll be 67 by then and on Medicare).
Has anyone moved to The Villages without their spouse for a few years while they stayed behind to work? Are we even going to be able to have some quality retirement time together (both be retired at the same time and hopefully healthy)?
I'd love to hear from some Villagers with a bit of an age differences between spouses and how you were able to do it?
Any advice for the wife being considerably older?
Thanks for any and all honest responses.
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I think you are entitled to your plan and see no need for embarrassment or judgment.
A lot can happen in 3 years. Why not continue to reevaluate your plan, crunch numbers, and carefully consider if the plan is still viable when you're on the cusp of reaching 62. That is still a young age at which to retire, but if you're able to do it, God bless you. Only you know your financial, relationship, and health circumstances that play into this decision.