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Originally Posted by OBXNana
We bought flood insurance without a second thought when we purchased in The Villages. We have property in the Outer Banks that has a high premium and have never filed a claim. We live in PA, no place near an ocean or sound, and had extensive damage from a weak hurricane that was down graded by the time it hit us inland. We had damage. A bank may not require flood insurance for a loan, but that doesn't mean you will never be hit by a storm in the middle of Florida.
It's our personal choice to buy the insurance. Only you can determine your comfort level. There are other threads on this subject that deal with the state of Florida and damage done by storms in the past. You may want to do a search.
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Well said. I also have coverage.
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