I retired early from AT&T management 10 years ago and just ran accross this thread. I really did not pay close atttention to the AT&T health coverage plan since I'm covered by my wifes teachers health plan which is far superior to AT&T's plan (at one time this was not the case). But I knew that AT&T's plan kept changing and would continue to change with the onset of Obama Care. I better pay close attention now since if my wife passes away before me I will need to activate AT&T's health plan which will cost more and deliver less benefits. Thanks for all this info and for sharing since it helps all of us AT&T retirees living in TV.
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