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Legal experts say being in the line of fire comes with the territory when you buy into a condo or homeowners community that borders a golf course.

"The golf courses were not built overnight," said Donna Berger, of Katzman, Garfinkel and Berger, one of the largest community association law firms in the state (Florida). "I live on a golf course, too, and have had to deal with damages. But as the law sees it, owners assume the risk when they move in." She said it is similar when home buyers purchase a home near an airport. It is difficult for them to file a lawsuit based on airplane noise.

She said Florida and other states have routinely upheld that principle, adding that an owner may have grounds for a lawsuit when the golfing-related damage rises to the level of a general nuisance, such as a home or unit being struck on a regular basis.