Quote:
Originally Posted by gomoho
Shop your options - Citizens does not usually provide the best rate and they will try and scare you into going with them with the issue of closing on time. Get a good reputable lender and you shouldn't have any problem meeting the deadlines. I actually closed a VA loan in less than 30 days with ERA mortgage buying a home in The Villages - of course they said it couldn't be done.
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In 2011 we bought a spec house and had to close in 30 days. I could not get my NY credit union to move fast enough, so we went with Citizens First. Looking to refinance now. Citizens is still about 1% higher than my credit union. Have not taken action yet, but will before the year is out.