I bought a house on line without seeing it and got a loan from my home state of Minnesota and it went very smooth with the title company in the villages handling everything the realtor I WENT with had done an excellent job of organizing the inspections and all the paperwork was done by fax and e-mail I figured I SAVED $20000 by been involved with this particular realtor and and getting a loan in my home state if this is a new home watch for the add ons