[gonzy]

We had a similar problem and after an exhaustive search and multiple companies turning us down due to pre existing conditions we ended up with United American Ins. Co. we haven't used them yet but we saved about $500/mo from our previous blue cross insurer which we had up in New England. Higher deductibles and co pays of course but figured we could set aside some each month to compensate. Watch out when you make out applications as they like to deduct the money before they approve you and as you can imagine they take their sweet time with the refund. We waited 3 months for one company to send refund. We had 2 guys come to the house and they assured us we would be accepted as they left with the check. not!