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Originally Posted by Skip2MySue
I did have the surge protection provided by SECO and that was destroyed when they checked the meter. The very helpful rep told me that reimbursement from the surge protection company is minimal. You must have all your appliances plugged into individual surge protection outlets. He cited the refrigerator as a very iffy covered item because they can say that the surge came in thru the water line hooked up for the icemaker. He is processing a claim for my garage door operator that fried the PCB and both sensors. He warned that these might not be covered because they can claim lightning came in thru the sensors. So I keep all my receipts and will turn them into my homeowner's insurance.
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I was told the same thing by the SECO rep, that it would probably be denied because the surge probably came thru the water line into the sprinkler controller/timer. He also told me they usually say for refrigators the surge came thru the icemaker water line and don't pay the claim.
I was warned by the guy that replaced my sprinkler timer that it is nearly impossible to get SECO to pay any claim because they always have a reason why they are not at fault. There is no way to prove otherwise.