Quote:
Originally Posted by graciegirl
The insurance companies think that young drivers pose a higher risk than older drivers.
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I believe the insurance companies recognize the young and the elderly are prone to a higher rate of accidents than a middle aged person.
From Progressive's website:
Younger and older drivers typically have the most car crashes, and customers of different car insurance companies have different claims experiences. When determining auto insurance rates, insurers generally consider a variety of information about you, including age, vehicle information, claims history and the claims experience of other customers like you.
Vehicle Insurance Myths Versus Realities | Progressive